Rural Fire Service

The Stillwater Fire Department (SFD) provides fire service to all of Payne County and parts of Noble, Pawnee and Lincoln counties with a combined population of approximately 82,000.

The City of Stillwater Rural Fire Service Contract allows property owners or rural residents situated within ten miles from a Stillwater fire station and not within the coverage area of another fire department to apply for contract/application.

We encourage those outside the Stillwater city limits to evaluate your current insurance coverage and consider participating in the Rural Fire Service Program to ensure you are adequately protected in the event of an unforeseen emergency.

  • The annual fee for the Rural Fire Service Program is $100.
  • If you have a City of Stillwater Rural Fire Service Contract, the maximum fee you would be charged for an emergency incident is $2,000 per incident. Otherwise, you could be charged actual emergency response costs for Stillwater Fire Department responses to an emergency at your property.
  • Current history indicates that a small structure fire can quickly exceed $2,000 in cost.

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